Privacy Statement respects your privacy. We do not sell, rent, or loan any personally identifiable information regarding our customers to any third party, except those specifically involved in the processing of your health insurance application. We may use and share aggregated information when it enables us to improve and enrich our product and content offering. Any personally identifiable information you give us is held with the utmost care and security, and will not be used in ways to which you have not consented.

Who we are

Our website address is:

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

The Information We Collect and How We Use It respects your privacy. We do not sell, rent, or loan any personally identifiable information regarding our customers to any third party. Any personally identifiable information you give us is held with the utmost care and security, and will not be used in ways to which you have not consented. The only sections of our website that ask you for identification are the Contact Us page and the Advice Columns. We only request your name and email address so that we may respond to your inquiries in a professional manner. When contacting us for advice, we may add your inquiry to our website so that other consumers may benefit and learn from our responses. If your questions are posted to our website, your personally identifying information, other than a first name, will not be displayed. This website collects some Personal Data from its Users. Personal Data collected for the following purposes and using the following services:

  • Access to third party services’ accounts, such as access to the Facebook account. Permissions: Email Analytics
  • Google Analytics and Google AdWords conversion tracking Personal Data: Cookie and Usage Data
  • Twitter Tweet button and social widgets, Facebook Like button and social widgets and Google+ +1 button and social widgets. Personal Data: Cookie and Usage Data
  • Registration and authentication. Direct registration. Personal Data: Email and Password
  • Remarketing and Behavioral Targeting. AdWords Remarketing. Personal Data: Cookie and Usage Data Further information about Personal Data
  • Further rights of the Users We don’t sell or rent Users’ Data to any third parties for any purpose. The only uses of Data are those highlighted in this policy. Users are the only owner of their Data and can request modification or deletion at any time.


A cookie is a small file created by your Web browser to assign a unique identification to your computer. only uses cookies to track your clicks as you browse. We do NOT use cookies to retrieve personal information about you from your computer.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.


If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.


When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.


If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

IP Address logs IP addresses for systems administration purposes. IP addresses are used to track a user’s session to prevent fraudulent clicks to the advertisers listed on our website. It only helps us determine how often the areas of our site are visited and how many times by the same identifiable user. We do not link IP addresses to anything personally identifiable.


Information that is passed between your browser and our site is encrypted with the Secure Socket Layer (SSL) system. This creates a protected connection between you and our site to ensure confidentiality. All personally identifiable information collected in order to provide you with the services on our site is securely stored in our system.

Notification of Changes may edit this privacy policy from time to time. When we make any substantial changes that pertain to a users’ personally identifiable information, we will notify you by posting a prominent notice in our privacy policy or on our home page. will always give you an opportunity to opt out at the time of submitting your name or email address for inquiry purposes.

Links to Other Sites

Our site contains links to other sites, and is not responsible for the privacy practices or the content of such websites. You are encouraged to read the privacy statements of these linked sites as their privacy policy may differ from ours. Please make note that when you click on one of these links you will be directed to another website.

If you have any questions about our site, services, and company policies or procedures, please contact us at’s Customer Service Department.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.